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Have fun, but pay for it with cash or with a solid (ideally quick) payoff plan The amount of the usaa cadet loan is usually $25,000 to. A 3% interest loan is pretty darn good
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You obviously can’t get money with rates like that with credit. The interest rate is usually low, between 0.75% for military academy cadets and 2.99% for rotc and ocs/ots cadets I don’t have any debt in any form right now and don’t anticipate needing this loan to pay off any current or near future expenses
However the interest rate of 2.99% on $25,000.
If you take the loan out before you commission, you will have a 6 month period where you don’t have to make payments However, the interest still accrues on the principal. As it stands from a graduation standpoint, i’ll finish with about $28k in student loan debt The career starter loans from what i’ve read for.
Read the terms & conditions of the loan, and understand them, especially when/how payback begins and what happens if for some reason you do not commission Getting the money you need at a reasonable rate can be a responsible way to build credit as you start your career Our low interest rate loans help new officers avoid the burden of high interest. You shouldn't get the loan
The hysa advocates are ignoring what's called interest rate risk, or the possibility that the federal reserve lowers interest rates to be equal or less than the loan.
