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But, in retirement especially, you don’t want to take on more debt than necessary, since the cost of a mortgage is fixed, but the returns on your investments, the housing market and your health. Learn the pros and cons of this approach in our active adult homebuying guide. Retiring is a great life accomplishment

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Learn how to buy a retirement home and what you need to buy a home after retirement. Many 55+ adults buy retirement homes outright—is it right for you Buying a house as you near retirement age can have a lasting impact on your retirement finances

Here is what you should consider before buying.

While you can use retirement funds from a 401(k) or ira to purchase a home, it might not be a smart financial move.